Water Damage Insurance Claim Help in Salt Lake City
Dealing with a flood, burst pipe, or sewage backup is stressful — but filing an insurance claim doesn’t have to be. At Vivid Water Damage & Restoration, we help homeowners and businesses in Salt Lake City navigate the water damage insurance claim process, from documentation to restoration.
We Work With All Major Insurance Providers
We’ve successfully worked with insurance carriers like State Farm, Allstate, Farmers, Liberty Mutual, and many more. Whether your loss is residential or commercial, we understand the steps needed to maximize your coverage and minimize delays.
What Water Damage Is Usually Covered?
Most homeowner’s insurance policies cover water damage that is:
- Sudden and accidental (e.g., burst pipe)
- Caused by plumbing failures
- Linked to appliance malfunctions
- Resulting from fire suppression or sprinkler systems
Note: Flooding from outside the home (e.g. stormwater or river overflow) is typically not covered unless you have flood insurance through FEMA or a private policy.
How We Help During the Insurance Process
- Inspection & Assessment: We document all affected areas using thermal imaging and moisture meters.
- Damage Reports: We provide your insurer with clear evidence and restoration estimates.
- Communication with Adjusters: We speak their language — so nothing gets missed or undervalued.
- Direct Billing: When possible, we bill your insurance directly to reduce out-of-pocket expenses.
Common Insurance Claim Scenarios
- Drywall or ceiling collapse due to a leak
- Water-damaged hardwood floors or baseboards
- Sewage backup cleanup covered under a rider
- Wet carpet removal and restoration
Serving the Entire Salt Lake City Region
We assist with water damage insurance claims in:
Call 385-289-3885 or contact us online to schedule your free inspection and claim consultation today.